Damage and theft to your home and contents could potentially lead to huge financial problems affecting your family's quality of life.
For this reason, It's important that you put plans in place to protect your property in the event of damage or theft at your home.
A Home Insurance policy will give you the financial peace of mind, that in the event of an accident, fire, flood, theft, vandalism or storm damage occurs at your home, you will be put back into the position that you were in, before the incident occurred.
If Building and Contents Insurance is right for you, we’ll assist in finding you the right product that suits your needs, whilst offering you great value for money.
We have access to a carefully selected number of insurers and can arrange the policy on your behalf.
Our home insurance service is free of charge, so let’s protect you, your family and your home.
Home Insurance comprises of two policies frequently taken out together; Buildings and Contents.
Buildings Insurance takes care of the expenses of repairing your property in the event that it is damaged in incident outside of your control; this typically includes fire, flood, theft, vandalism, storms and accidental damage.
Buildings Insurance is a mortgage requirement that you will need to have in place when you purchase a property.
Contents Insurance covers the cost of repairing or replacing your possessions if they are damaged or stolen.
This typically includes damage caused by fire, flood, theft, storms and accidental damage.
Anyone taking out a mortgage must have Buildings Insurance as this is a requirement of the lender's finance offer.
If you own a property, it’s recommended you have Buildings & Contents Insurance to ensure you are fully covered.
If you are purchasing a flat, your Buildings Insurance should be covered in your service charge, so you should take out Contents Insurance separately to cover your possessions.
Call us: 01420 467460 Text us: 07458 195056 Email us: Luke@lukefernandezmortgages.co.uk
Open today | 09:00 – 17:00 |
We typically charge a fee of £395 for our service, which is payable upon your mortgage being offered.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Luke Fernandez Mortgages is an Appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up with your repayments on your mortgage.
Registered Company Number: 13537486
Registered Address: 70 Frimley Grove Gardens, Frimley, Camberley GU16 7JY.
FCA Registered: reference number: 959731
Copyright © 2022 Luke Fernandez Mortgages - All Rights Reserved
Powered by GoDaddy
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.