Your mortgage will likely be your biggest financial commitment, so it can be vitally important to review your remortgage options at regular intervals.
Many people feel they have to stay with their current lender for the full term of their mortgage, however this is not true and could cost you thousands over the mortgage term.
If you haven’t yet remortgaged, get in touch with us to see how much you could be saving.
Your home may be repossessed if you do not keep up repayments on your mortgage
You can remortgage for many differing reasons, but at the very least it can prevent you paying £1,000's in extra interest.
When you speak with us, we’ll discuss your options with you, to make sure you get the best out of your remortgage.
We’ll find you the right product from the unrestricted range of lenders and will guide you through the process, allowing you to reap the rewards of remortgaging.
Make sure you shop around before your mortgage product ends.
Staying with your existing lender, or letting your mortgage default to their Standard Variable Rate, can cost you £1,000's in extra interest.
With living costs ever rising, ensuring you are on the right mortgage product has become even more important.
You can remortgage to release some of your property's equity as cash.
Some common reasons people do this are to:
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may be worried that your circumstances have changed since you last reviewed your mortgage, maybe you've started a family, gone self-employed or have incurred bad credit.
Don’t worry, it’s likely remortgaging is still your best option.
There are 1000's of products available, so speak with us to find the right deal for you.
You may have to pay an early repayment charge to your existing lender if you remortgage.
It's free to chat with us, if you are happy with our recommendation and you decide to use our service, our typical fee is £395.
This is only becomes payable once we have obtained a formal mortgage offer from the recommended lender.
If you decide not to apply or we can't get the right mortgage for you, then there will be no fees payable.
No Mortgage Offer, No Fee.
So we can support in the most efficient way please complete some basic information on our Client Portal and we will call you back to arrange an appointment.
Call us: 01420 467460 Text us: 07458 195056 Email us: Luke@lukefernandezmortgages.co.uk
Open today | 09:00 – 17:00 |
We typically charge a fee of £395 for our service, which is payable upon your mortgage being offered.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Luke Fernandez Mortgages is an Appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up with your repayments on your mortgage.
Registered Company Number: 13537486
Registered Address: 70 Frimley Grove Gardens, Frimley, Camberley GU16 7JY.
FCA Registered: reference number: 959731
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